CBS Change Partners will add value through adopting a collaborative, pragmatic and outcome driven approach with a commitment to building long term partnerships with our clients.
Our team has deep domain expertise and a hands-on approach to delivery, always with the client’s outcome to the fore.
Examples of the sorts of activity we’ve successfully delivered through effective change management are below:


Business Growth
Drive and enable sustainable growth through strategic transformation and change delivery.
- Facilitate strategic partnerships or mergers, managing technology and operational integration.
- Support market entry or expansion strategies, ensuring operating models, processes, and teams scale appropriately.
- Redesign product and service delivery models to improve speed-to-market and capture new customer segments.

Customer Experience
Ensuring changes directly enhance service quality, ease of use, and satisfaction.
- Map and optimise end-to-end customer journeys, identifying and removing pain points.
- Support front-line enablement, ensuring staff are trained, empowered, and aligned to deliver great service.
- Deliver change through a customer-lens, embedding human-centred design principles in transformation projects.

Greater Efficiency
Helping clients reduce waste, streamline processes, and optimise resources.
- Consolidate systems and simplify infrastructure to reduce tech debt and licence costs.
- Implement lean process redesigns across core operations to eliminate inefficiencies.
- Procurement and commercial / contract management activity, to support strategic and project outcomes

Agility
Accelerating change delivery without compromising quality or control.
- Implement structured portfolio management, ensuring the right projects are prioritised and resourced.
- Establish a change playbook and reusable templates to streamline mobilisation and execution.
- Build internal change capability, reducing dependency on external support.

Improved Controls & Compliance
Ensuring compliance changes are embedded, effective, and well-evidenced.
- Translate regulatory changes into practical business actions, operating models, and timelines.
- Define clear accountability and governance models for ownership and decision-making.
- Develop traceable evidence frameworks, including controls, metrics, and audit trails.
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Scalability
Enabling future growth and flexibility without reworking foundational elements.
- Standardise core platforms and data structures to enable integration and expansion.
- Design scalable operating models and processes that support future product/service growth.
- Create change portfolios aligned with strategic horizons, building for future capability needs.
Read more about some of our specific engagements in our Case Studies section.
Our Clients
From Global Banks to Mutuals and Credit Unions.
Investment & Wealth Managers to Insurance providers.
Retailers, Fintechs and Public Sector.
For 20 years some of the UK's strongest brands have worked with CBS as their Trusted Change Partner.


Testimonials
CBS were key in helping us structure a very complex and challenging project, giving us the necessary expertise to generate momentum.
CBS has helped us focus our efforts on
shaping and realising an effective data
governance agenda.
CBS developed valuable scenario plans to
assess options for delivering our strategy
which provided a clear way forward based on
an optimised approach.
CBS consistently supplied high quality
domain SMEs who purposefully led and / or
contributed strongly to some of our key
programmes of the last 5 years - always
behaving with our best interest to the fore.
CBS brought great payments and change
domain experience to bear, with a calm
focus on delivering change smoothly using
strong change discipline fundamentals and a
constructively challenging approach to
addressing issues.”
As an Executive Sponsor I appreciated the
support provided by CBS in delivering an
initiative that was business critical where a
delay on the delivery date was not an option.
CBS played an integral part in the
development of our strategic response to
tough and challenging market conditions.
They always cut through the analytical fog
and drive out what matters.
CBS really helped us to shape and drive key
projects through to delivery.
CBS were key in helping us structure a very
complex and challenging project, giving us
the necessary expertise to generate
momentum.
CBS’s experience, professional approach and
delivery focus, provided us with an
exceptional level of support of the highest
quality.
At Fiserv Inc I had the pleasure to work with a number of the CBS team as we developed and deployed Agiliti - the SaaS banking platform which was used by banks like Tandem Bank.
The team took the lead on a number of key areas of the programme. For example: design, risk, payments, infrastructure, procurement and PMO.
The CBS colleagues displayed a number of common and critical attributes: industry knowledge, subject matter expertise, teamwork, communication and work ethic. But the attribute which best reflects the CBS individual, team and business is integrity.
It’s been great working with CBS over many years. They’ve supported our JLP Payment strategy and provided us with insight and expertise along every step of our journey.
Case Studies

Case Study
Open Banking Payment Services Directive 2 (PSD2)
Tesco Bank
CBS was engaged by Tesco Bank to bring project management knowledge and expertise for delivering a complex digital transformation within compressed timeframes, whilst at all times maintaining the highest levels of governance
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Case Study
Wilmington Trust Core Banking Platform Procurement
Wilmington Trust
Selection of core banking and payments platforms for US Bank entering UK market.
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Case Study
John Lewis Partnership –Customer Payments Review
John Lewis
Payments provider review for UK blue chip retailer.
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Case Study
Zego Risk Framework
Zego
Review and implement risk management frameworks for B2B and B2C fast growing European digital insurance company.
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Case Study
Part VII Preparation
Tesco plc and Barclays Bank UK
Review Part VII programme and preparation the remediate issues.
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Case Study
Back Book Migration
Sainsbury’s Bank exit from Lloyds Banking Group (LBG)
Loan product offboarding and associated service changes.
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Case Study
Fiserv, Agiliti, Software-as-a-Service Retail Banking Platform
Fiserv Inc
Support software developer in proposition development, delivery of software and implementation with clients.
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Case Study
M&T Bank – March 2023
M&T Bank
Lead a review of core banking platform contract and remediate issues.
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Case Study
John Lewis Financial Services Credit Card Migration
John Lewis
Providing industry insight to support in platform selection process.
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Case Study
Secure Trust Bank – Loan Product Offboarding
Supporting specialist bank in offboarding loan book.
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Case Study
John Lewis Partnership Payment Services Directive 2
John Lewis
Supporting a UK blue chip retailer respond to changes in e-payment regulations.
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