Payment Performance and Protection.
Through engaging with clients to help deliver payment related change, we can often identify operational activity where CBS is able to provide Deep Domain Expertise and Value for Money solutions that help to address challenges in how payment processes are working and being monitored.A small number of CBS payment and financial crime SMEs deployed alongside the client’s payments team can help manage the payment agenda and look to leverage agreed opportunities, often related to recent internal or external change.
.webp)

How Does It Help?
Knowing you have access to genuine SMEs day to day can help you to
- ensure smooth service provision
- facilitate upskilling of your team,
- enable improved handling of performance issues,
- support better change adoption and
- allow faster remediation of agreed action plans
We never expect our engagements to be permanent, but we understand there are times when you need a level of support in the medium term to get operational performance to where you need it to be.
What can we provide?
First and foremost, we can provide SMEs with genuine industry knowledge of how to get things done day to day.
Then, from our wider engagements we bring insights on good practice that can accelerate improvement in your business.
And we’ll make sure we have regular check ins at management level to get feedback on performance and to collaborate with you to determine what your future needs are and how CBS can help to deliver them.
Why Choose Us?
Within CBS we have decades of experience of working with Financial Services and Retail clients to deliver the payment outcomes that matter for their customers.
We bring a fantastic blend of deep domain expertise in financial services , retail, payments, digital automation, risk and regulatory activity.
Our Guiding Principles include a Focus on Outcomes, Value for Money and Skills Transfer that mean we are well suited to augmenting day to day service.

Discuss Your Payments Service Needs With Us
At CBS Consulting, we specialise in delivering exceptional services tailored to your specific brief. We are eager to discuss the following with you:
Project Scope: Share objectives and requirements for a clear understanding.
Challenges & Opportunities: Address obstacles and explore potential benefits.
Desired Deliverables: Define project outcomes to align expertise and goals.
Timeline & Resources: Establish realistic schedule and allocate necessary resources.
Collaboration & Communication: Foster open dialogue for successful project delivery.
Budget Considerations: Work within financial framework for cost-effective solutions.
Our Clients
From Global Banks to Mutuals and Credit Unions.
Investment & Wealth Managers to Insurance providers.
Retailers, Fintechs and Public Sector.
For 20 years some of the UK's strongest brands have worked with CBS as their Trusted Change Partner.


Testimonials
CBS were key in helping us structure a very complex and challenging project, giving us the necessary expertise to generate momentum.
CBS has helped us focus our efforts on
shaping and realising an effective data
governance agenda.
CBS developed valuable scenario plans to
assess options for delivering our strategy
which provided a clear way forward based on
an optimised approach.
CBS consistently supplied high quality
domain SMEs who purposefully led and / or
contributed strongly to some of our key
programmes of the last 5 years - always
behaving with our best interest to the fore.
CBS brought great payments and change
domain experience to bear, with a calm
focus on delivering change smoothly using
strong change discipline fundamentals and a
constructively challenging approach to
addressing issues.”
As an Executive Sponsor I appreciated the
support provided by CBS in delivering an
initiative that was business critical where a
delay on the delivery date was not an option.
CBS played an integral part in the
development of our strategic response to
tough and challenging market conditions.
They always cut through the analytical fog
and drive out what matters.
CBS really helped us to shape and drive key
projects through to delivery.
CBS were key in helping us structure a very
complex and challenging project, giving us
the necessary expertise to generate
momentum.
CBS’s experience, professional approach and
delivery focus, provided us with an
exceptional level of support of the highest
quality.
At Fiserv Inc I had the pleasure to work with a number of the CBS team as we developed and deployed Agiliti - the SaaS banking platform which was used by banks like Tandem Bank.
The team took the lead on a number of key areas of the programme. For example: design, risk, payments, infrastructure, procurement and PMO.
The CBS colleagues displayed a number of common and critical attributes: industry knowledge, subject matter expertise, teamwork, communication and work ethic. But the attribute which best reflects the CBS individual, team and business is integrity.
It’s been great working with CBS over many years. They’ve supported our JLP Payment strategy and provided us with insight and expertise along every step of our journey.
Case Studies

Case Study
Open Banking Payment Services Directive 2 (PSD2)
Tesco Bank
CBS was engaged by Tesco Bank to bring project management knowledge and expertise for delivering a complex digital transformation within compressed timeframes, whilst at all times maintaining the highest levels of governance
-1.png?width=770&height=510&name=Untitled%20design%20(1)-1.png)
Case Study
Wilmington Trust Core Banking Platform Procurement
Wilmington Trust
Selection of core banking and payments platforms for US Bank entering UK market.
-1.png?width=770&height=510&name=Untitled%20design%20(2)-1.png)
Case Study
John Lewis Partnership –Customer Payments Review
John Lewis
Payments provider review for UK blue chip retailer.
-2.png?width=770&height=510&name=Untitled%20design%20(3)-2.png)
Case Study
Zego Risk Framework
Zego
Review and implement risk management frameworks for B2B and B2C fast growing European digital insurance company.
-1.png?width=770&height=510&name=Untitled%20design%20(4)-1.png)
Case Study
Part VII Preparation
Tesco plc and Barclays Bank UK
Review Part VII programme and preparation the remediate issues.
.png?width=770&height=510&name=Untitled%20design%20(5).png)
Case Study
Back Book Migration
Sainsbury’s Bank exit from Lloyds Banking Group (LBG)
Loan product offboarding and associated service changes.
.png?width=770&height=510&name=Untitled%20design%20(6).png)
Case Study
Fiserv, Agiliti, Software-as-a-Service Retail Banking Platform
Fiserv Inc
Support software developer in proposition development, delivery of software and implementation with clients.
.png?width=770&height=510&name=Untitled%20design%20(7).png)
Case Study
M&T Bank – March 2023
M&T Bank
Lead a review of core banking platform contract and remediate issues.
.png?width=770&height=510&name=Untitled%20design%20(8).png)
Case Study
John Lewis Financial Services Credit Card Migration
John Lewis
Providing industry insight to support in platform selection process.
.png?width=770&height=510&name=Untitled%20design%20(9).png)
Case Study
Secure Trust Bank – Loan Product Offboarding
Supporting specialist bank in offboarding loan book.
.png?width=770&height=510&name=Untitled%20design%20(10).png)
Case Study
John Lewis Partnership Payment Services Directive 2
John Lewis
Supporting a UK blue chip retailer respond to changes in e-payment regulations.
.png?width=770&height=510&name=Untitled%20design%20(11).png)