Purpose & Values
At CBS Business Consulting Ltd, our primary purpose is to empower our customers to make changes that drive productivity, growth, and innovation. Effective change management can help organisations adapt to shifts in the market, reduce operational risk, increase productivity, manage compliance obligations, and drive more successful outcomes in response to both internal and external change factors.
We believe in the transformative power of change to unlock the potential of businesses and their employees, drive adaptive improvements, and create more agile and resilient businesses.
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Our Values
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Integrity
CBS are committed to operate with honesty, transparency, and accountability in all our dealings with customers. We believe in doing what’s right for our customers, our employees, and the wider business community.
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Excellence
At CBS, we strive for excellence in everything we do – our team of experienced management consultants are dedicated to delivering the highest quality solutions that align with our client’s unique needs and exceed their expectations.

Collaboration
We understand the power of successful collaboration in driving meaningful change, and therefore work closely with our clients to forge strong long-term partnerships built on mutual respect and shared values.
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Innovation
In our drive to empower customers to derive the fullest value from changes in technology and processes, we actively embrace new ideas, technologies, and ways of working to help our clients stay ahead of a rapidly evolving market.

Business Resilience
We aim to equip our clients with the tools and strategies required to develop increased resilience and agility. We believe in the ability of organisations to adapt, evolve, and thrive in the face of change.
The CBS Approach To Change Management
The CBS approach to change management is based on a deep and continually evolving understanding of the needs of the UK financial services sector and the business models of our customers. Our experienced team combine practical insights with proven change management methodologies to deliver tailor-made solutions that drive real-world results.
There are three elements to our change management methodology
Shape the initial idea into an understanding of the impact of the change on internal and external stakeholders.
Define the required outcomes and the changes and milestones needed to achieve our customers objectives.
Deliver the change by managing internal teams, embedding best practices, engaging third parties, implementing new technologies and contracted services, and establishing new management processes and capabilities.

Find Out More
CBS Consulting are here to help you navigate change and shape the future of your organisation. Please get in touch today to find out how our tailored change management consultancy services can support your organisational goals.
Our experienced consultants work alongside our clients at every step of the change process, from initial planning, risk assessment, and strategy development through to successful implementation and review. Our goal at every stage is to ensure that change is not simply managed, but proactively embraced and actualised, turning potential challenges into opportunities for growth.
Discuss Your Project
Brief With Us
At CBS Consulting, we specialise in delivering exceptional services tailored to your specific project brief. We are eager to discuss the following with you:
- Project Scope: Share objectives and requirements for a clear understanding.
- Challenges &
Opportunities: Address obstacles and explore potential benefits. - Desired Deliverables: Define project outcomes to align expertise and goals.
- Timeline & Resources: Establish realistic schedule and allocate necessary resources.
- Collaboration &
Communication: Foster open dialogue for successful project delivery. - Budget Considerations: Work within financial framework for cost-effective solutions.
Our Clients
From Global Banks to Mutuals and Credit Unions.
Investment & Wealth Managers to Insurance providers.
Retailers, Fintechs and Public Sector.
For 20 years some of the UK's strongest brands have worked with CBS as their Trusted Change Partner.


Testimonials
CBS were key in helping us structure a very complex and challenging project, giving us the necessary expertise to generate momentum.
CBS has helped us focus our efforts on
shaping and realising an effective data
governance agenda.
CBS developed valuable scenario plans to
assess options for delivering our strategy
which provided a clear way forward based on
an optimised approach.
CBS consistently supplied high quality
domain SMEs who purposefully led and / or
contributed strongly to some of our key
programmes of the last 5 years - always
behaving with our best interest to the fore.
CBS brought great payments and change
domain experience to bear, with a calm
focus on delivering change smoothly using
strong change discipline fundamentals and a
constructively challenging approach to
addressing issues.”
As an Executive Sponsor I appreciated the
support provided by CBS in delivering an
initiative that was business critical where a
delay on the delivery date was not an option.
CBS played an integral part in the
development of our strategic response to
tough and challenging market conditions.
They always cut through the analytical fog
and drive out what matters.
CBS really helped us to shape and drive key
projects through to delivery.
CBS were key in helping us structure a very
complex and challenging project, giving us
the necessary expertise to generate
momentum.
CBS’s experience, professional approach and
delivery focus, provided us with an
exceptional level of support of the highest
quality.
At Fiserv Inc I had the pleasure to work with a number of the CBS team as we developed and deployed Agiliti - the SaaS banking platform which was used by banks like Tandem Bank.
The team took the lead on a number of key areas of the programme. For example: design, risk, payments, infrastructure, procurement and PMO.
The CBS colleagues displayed a number of common and critical attributes: industry knowledge, subject matter expertise, teamwork, communication and work ethic. But the attribute which best reflects the CBS individual, team and business is integrity.
It’s been great working with CBS over many years. They’ve supported our JLP Payment strategy and provided us with insight and expertise along every step of our journey.
Case Studies

Case Study
Open Banking Payment Services Directive 2 (PSD2)
Tesco Bank
CBS was engaged by Tesco Bank to bring project management knowledge and expertise for delivering a complex digital transformation within compressed timeframes, whilst at all times maintaining the highest levels of governance
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Case Study
Wilmington Trust Core Banking Platform Procurement
Wilmington Trust
Selection of core banking and payments platforms for US Bank entering UK market.
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Case Study
John Lewis Partnership –Customer Payments Review
John Lewis
Payments provider review for UK blue chip retailer.
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Case Study
Zego Risk Framework
Zego
Review and implement risk management frameworks for B2B and B2C fast growing European digital insurance company.
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Case Study
Part VII Preparation
Tesco plc and Barclays Bank UK
Review Part VII programme and preparation the remediate issues.
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Case Study
Back Book Migration
Sainsbury’s Bank exit from Lloyds Banking Group (LBG)
Loan product offboarding and associated service changes.
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Case Study
Fiserv, Agiliti, Software-as-a-Service Retail Banking Platform
Fiserv Inc
Support software developer in proposition development, delivery of software and implementation with clients.
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Case Study
M&T Bank – March 2023
M&T Bank
Lead a review of core banking platform contract and remediate issues.
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Case Study
John Lewis Financial Services Credit Card Migration
John Lewis
Providing industry insight to support in platform selection process.
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Case Study
Secure Trust Bank – Loan Product Offboarding
Supporting specialist bank in offboarding loan book.
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Case Study
John Lewis Partnership Payment Services Directive 2
John Lewis
Supporting a UK blue chip retailer respond to changes in e-payment regulations.
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